401k Mega Backdoor Roth Limit 2024. Employees under age 50 are limited to $23,000 in cumulative contributions between roth and traditional deferrals in 2024. The resulting maximum mega backdoor roth ira contribution for 2024 is $46,000, up from $43,500 in 2023 if your employer makes no 401(k) contributions on your behalf.
Unfortunately, it might not work to the full extent you hoped, or even at all in your plan. A mega backdoor roth lets you roll over up to $43,500 from a traditional 401(k) to a roth ira or a roth 401(k) in 2023, all without.